Capital CDC: Serving all of Texas and New Mexico

Capital CDC Services

Loan Program

Find out how the SBA 504 Loan Program assists small business owners.

Find a Loan Officer

Find a business development officer that's on the ground where you are.

Interest Rates

See current and historical interest rates for SBA 504 loans.

Resources for Borrowers

Tools and testimonials to help borrowers understand the power of SBA 504.

For Lenders & Brokers

Capital CDC can help connect you with qualified and successful businesses.

Forms & FAQ

SBA 504 Loans are easy to apply for. Here are the forms to help you get started.

January

4.84%

Current Interest Rate: January 4.84%

SBA 504 loan funds come from the sale of government-guaranteed bonds. Bond sales occur once a month and rates are fixed at the time of the sale for the duration of the loan. See current and historical effective rates listed below:

2011
December: 4.95%	June: 5.52%
November: 4.72%	May: 5.64%
October: 4.60%	April: 5.9%
September: 4.70%	March: 5.94%
August: 5.14%	February: 6.07%
July: 5.59%	January: 5.74%

2009
December: 5.46%	June: 5.89%
November: 5.03%	May: 5.37%
October: 4.86%	April: 5.25%
September: 5.14%	March: 5.60%
August: 5.39%	February: 5.70%
July: 5.24%	January: 6.69%

2010
December: 5.57%	June: 5.29%
November: 5.10%	May: 5.52%
October: 4.52%	April: 5.77%
September: 4.62%	March: 5.60%
August: 4.93%	February: 5.55%
July: 5.21%	January: 5.79%

2008
December: 7.19%	June: 6.64%
November: 7.74%	May: 6.46%
October: 6.6%	April: 6.34%
September: 6.57%	March: 6.45%
August: 6.991%	February: 6.13%
July: 6.84%	January: 6.14%