For Lenders
Benefits of the SBA 504 Loan
For Lenders
Capital CDC's Process
Capital CDC's Secure Portal utilizes the highest encryption for document collection
BDO
Loan Committee review and approval prior to SBA submission
Credit
SBA turn-times are currently 3-5 business days
SBA Review
Funding occurs 30 to 60 days after loan closing
Closing & Funding
Funds are wired to pay off the interim loan
Post Funding
Fiscal Year 2023 Recap
(Oct. 1, 2022 - Sept. 30, 2023)
SBA 504 Loan Approvals Totaling $191.5 Million in Debenture Dollars Approved
Lending Institutions Partnered with Capital CDC to Provide SBA 504 Financing to Small Businesses
Jobs Created/Retained
Year as the Top 504 Lender in Region 6 (Texas, New Mexico, Arkansas, Oklahoma, and Louisiana)
Learn more with the guides
SBA 504 Loan Program
Co-Lender financing designed to facilitate the acquisition of capital assets for small businesses.
Download the Insider's Guide
SBA 7(a) Community Advantage Loan Program
The SBA 7(a) Loan Program, under the Community Advantage initiative, assists underserved communities and provides financing for items that are ineligible for SBA 504 funding. It can be offered as a standalone 7(a) loan or as a companion to the SBA 504 Loan Program (Commercial Real Estate).
Download the Insider's Guide
SBA 504 Refinance Program
Co-Lender financing designed to refinance existing commercial real estate or machinery/equipment debt with low, fixed interest rates at 10, 20, or 25-year terms.
Download the Insider's Guide
Green Energy Loan Program
Business owners looking to purchase commercial real estate can secure multiple SBA 504 Loans (up to $5.5 million maximum SBA/CDC contribution) for each project that meets SBA’s green energy standards.
Download the Insider's Guide
VetLoan Advantage Program
Eligible veteran-owned businesses seeking SBA 504 financing can take advantage of the VetLoan Advantage program that allows Capital CDC to rebate a portion of the processing fee.
Download the Insider's GuideOur Loan Officers
Connect with the Loan Officer closest to where your business is located.
