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Getting Started

A variety of small business loans for every entrepreneurs' needs.

Success Story

Globe Fine Art

Santa Fe, New Mexico

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Our Loans

SBA 504 Loan

  1. Finance up to 40% of the project
  2. Low equity contribution & long terms
  3. Eligible soft costs may be rolled into the project financing
  4. Debt refinancing available
Explore the SBA 504 Loan

Community Advantage Loan

  1. Long-term, competitive rates
  2. Can be a companion to the SBA 504 Loan
  3. Financing for items ineligible for SBA 504 funding
  4. Geared toward underserved markets
Explore Community Advantage
Nitro Swim

“Capital CDC did a really nice job of making the process easy for us. They took a lot of the legwork and the grunt work out of our hands and handled a lot of it themselves. The loan process was quick and took us a much shorter timeframe to open.”

Mike Koleber, Nitro Swim

We are with You Every Step of the Way

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Get Prequalified

Connect with our expert Loan Officers, providing basic financial information.

Weeks 1-2 Weeks 1-2 Tooltip

Gather Documents

Work with our Loan Officers to gather all the documents needed for your loan.

Weeks 2-4 Weeks 2-4 Tooltip

Get Approved

Loan Officers will prepare the documents and submit them to the Small Business Administration for approval.

Weeks 4-6 Weeks 4-6 Tooltip

Get Funded

Work with our dedicated team to finalize any documents and recieve funding.

Find Your Loan Officer Today!

Feel confident knowing we are the leading non-profit provider of small business financing. Our Loan Officers are experts and have been helping people fund their dreams since 1993.

Talk to a Loan Officer

Financing Structure

The typical SBA 504 Loan structure is as follows: 50% lender's note, 40% SBA 504 note and 10% borrower contribution.

Chart description here
  • Lender (50%)
  • CDC / SBA 504 (40%)
  • Borrower Contribution (10%)

Current Rates

6.313%

25-year debentures 25-year debentures Tooltip

6.286%

20-year debentures 20-year debentures Tooltip

6.166%

10-year debentures 10-year debentures Tooltip

Frequently Asked Questions

Small Business Success Stories

Our recognized success shows our continued dedication to constant improvement and growth.

Ttop

T-Top Manufacturing

T-Top Manufacturing | Bridgeport, Texas

Deepellum

Brewing Up Small Business Success

Deep Ellum Brewing Company | Dallas, Texas

AEND Industries Uses SBA 504 Loan to Relocate to Texas

Nitro Swimming Makes Waves in the Austin Area With Second Location

Brewing Up Small Business Success

Picoso's Mexican Kitchen Opens New Restaurant in Lubbock with SBA 504 Financing