Grow Your Business with Funding For
Financing Structure
The typical SBA 504 Loan structure is as follows: 50% lenders note, 40% SBA 504 note and 10% borrower contribution.

- Lender (50%)
- CDC / SBA 504 (40%)
- Borrower Contribution (10%)
Current Rates
25-year debentures 25-year debentures Tooltip
20-year debentures 20-year debentures Tooltip
10-year debentures 10-year debentures Tooltip
Benefits of the SBA 504 Loan
Positioning Businesses for Growth

Why the SBA 504 Loan is Right for You
SBA 504 Loan Eligibility Requirements
- For-profit, owner-occupied small business
- Net worth is less than $15 million
- Net profit is no more than $5 million
2 yr average after tax profit including affiliates

SBA 504 Loan Programs

Commercial Real Estate & Equipment Loan
Providing up to 90% financing for commercial property and equipment purchases.
- For-profit, owner-occupied small businesses in U.S.
- Net worth is less than $15 million
- Net profit after tax (2-year average) of no more than $5.0 million (including affiliates)

Refinancing
Co-Lender financing designed to refinance existing commercial real estate or equipment debt.
- For-profit, owner-occupied small businesses in the U.S.
- Businesses with at least two years of operations and whose debt is at least 6 months old.
- Business must occupy at least 51% of its property at the time of application

Green Energy Program
Secure up to $5.5 million for projects that meet SBA's green energy standards and meet one of the following goals to qualify:
- Reduce energy use by 10%
- Renewable energy sources that generate at least 15% of the energy used
- Increased use of sustainable designs
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Picoso's Mexican Kitchen | Lubbock, Texas

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Brewing Up Small Business Success
Deep Ellum Brewing Company | Dallas, Texas

T-Top Manufacturing
T-Top Manufacturing | Bridgeport, Texas

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Nitro Swimming | Bee Cave, Texas