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A variety of small business loans for every entrepreneurs' needs.

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Our Loans

SBA 504 Loan

  1. Finance up to 40% of the project
  2. Low equity contribution & long terms
  3. Eligible soft costs may be rolled into the project financing
  4. Debt refinancing available
Explore the SBA 504 Loan

Community Advantage Loan

  1. Long-term, competitive rates
  2. Can be a companion to the SBA 504 Loan
  3. Financing for items ineligible for SBA 504 funding
  4. Geared toward underserved markets
Explore Community Advantage
Nitro Swim

“Capital CDC did a really nice job of making the process easy for us. They took a lot of the legwork and the grunt work out of our hands and handled a lot of it themselves. The loan process was quick and took us a much shorter timeframe to open.”

Mike Koleber, Nitro Swim

Find Your Loan Officer Today!

Feel confident knowing we are the leading non-profit provider of small business financing. Our Loan Officers are experts and have been helping people fund their dreams since 1993.

See Our Loan Officers

Financing Structure

The typical SBA 504 Loan structure is as follows: 50% lender's note, 40% SBA 504 note and 10% borrower contribution.

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  • Lender (50%)
  • CDC / SBA 504 (40%)
  • Borrower Contribution (10%)

Current Rates


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Frequently Asked Questions

Small Business Success Stories

Our recognized success shows our continued dedication to constant improvement and growth.

T-Top Manufacturing Expands Operations into Bridgeport, Texas

AEND Industries Uses SBA 504 Loan to Relocate to Texas

Nitro Swimming Makes Waves in the Austin Area With Second Location

Brewing Up Small Business Success

Picoso's Mexican Kitchen Opens New Restaurant in Lubbock with SBA 504 Financing